Simplifying & Alleviating Stress in Financial Decisions & Retirement Planning
Areas of Expertise
Asset Allocation
I help individuals make informed decisions on how much of their money should be allocated in different places based on a variety of things like age, risk tolerance, total assets, goals and lifestyle they desire from their retirement plan & their current rate of returns among other things.
Retirement Planning
Retirement planning is super important because it sets you up for a comfortable and stress-free future. It also helps you stay ahead of rising costs, like healthcare and inflation, so you don’t have to worry about money later on. Plus, having a plan in place gives you peace of mind, knowing you can enjoy your retirement without financial stress.
Financial Education
Not only do I want to be a resource for you when it comes to helping you put together a financial plan that makes sense..but I also want to help you become more financially literate. What I mean by that is that I want you to help understand the principles behind making wise financial decisions. I believe being financially savvy prevents us from many of the pitfalls we’d otherwise fall into if we were less informed.
Health Insurance
Health insurance is where I started out in the insurance industry so it will always be near & dear to my heart! I help many people with health insurance such as individuals, families, employers/business owners, & people looking for “free” or $0/mo (subsidized) health plans and I’m also versed in Nebraska small business health insurance. I also walk people through how to apply for Medicare and explain the differences between Medicare Supplements & Medicare Advantage plans.
Creating Income
Income really is KING. So many people focus on how much they can accumulate without taking into account how much they’re actually able to access for the rest of their lives. Would you rather pay taxes on the seed or on the harvest? I believe everyone would answer on the seed..but that’s not how the majority of retirement plans are actually set up. Many people unknowingly set themselves up for a major tax burden down the road because they simply didn’t realize there was a better way. A way that prioritized income and reducing that tax liability.
Asset Protection & Life Insurance
Strategies to create more cash flow & accumulate more wealth are great…BUT I would argue short-sighted if you’re not protecting yourself in the process from catastrophic events that could occur unexpectedly & that we don’t plan for. Also, I believe an asset protection plan that only lasts as long as you’re alive is incomplete at best & absolutely tragic at worst. Life insurance policies offer benefits during the life of the policyholder but also carry on long after. Generational wealth and health comes through putting together a plan that lasts long beyond our own lives.